Fees

SaverFi takes no fee. All of each saving reaches your vault, and SaverFi takes nothing when your savings are invested or withdrawn. What you do pay is Solana’s own network fees and rent and, for some stocks, their issuer’s fee.

What you pay

• A network fee for each saving: about 0.00001 SOL, paid from your trading wallet.
• A network fee for each approval you sign, such as creating your vault or withdrawing. Your pension key pays it.
• Rent, also paid by your pension key, for:
  • your vault, which does not come back (a vault cannot be closed);
  • each trading wallet you link;
  • your investment setup, when you first approve buying, which does not come back;
  • a token account in your wallet, when withdrawing a stock needs one.

SaverFi shows the rent for your vault, a link and your investment setup before you approve.

What SaverFi pays

The network fees for converting your SOL and buying your stocks.

Inside each stock buy

• The market price. A buy moves the market a little, so SaverFi accepts a buy up to 2 % under its quote (more for a stock whose issuer fee is above 1 %). This is a limit, not a charge.
• The issuer’s fee. A PreStock’s issuer charges a fee each time the token moves: when it is bought, when you withdraw it, and when you sell it. SaverFi pauses buying while any stock you chose charges more than 3 %. SPYx has no such fee, and its issuer cannot add one.

A PreStock’s fee today is shown on SaverFi’s prices page.